How To Register Your Manufactured Home in Alabama

Purchasing a manufactured home is an exciting and significant investment for anyone looking to own a comfortable and affordable living space. As a proud owner of a new manufactured home in Alabama, it's essential to ensure that your home is properly registered with the state to avoid any potential legal or financial issues. At Jaco Sales of Montgomery, Alabama, we understand that the process of registering your manufactured home might seem confusing and overwhelming. That's why we've put together this comprehensive guide to help you navigate the process step by step.

Step 1: Verify Your Manufactured Home's Compliance with Federal and State Regulations

Before you can register your manufactured home in Alabama, you need to ensure that it meets both federal and state regulations. Your home must comply with the United States Department of Housing and Urban Development (HUD) Code, which sets safety and quality standards for manufactured homes. Additionally, the home should adhere to any local zoning and building codes that apply to your specific area.

Make sure to obtain a HUD Certification Label (also known as a Data Plate) from your manufacturer, which should be affixed to your home. This label contains important information about your home, including its serial number, date of manufacture, and compliance with the HUD Code.

Step 2: Apply for a Manufactured Home Title

Once you've verified your home's compliance with the necessary regulations, you'll need to apply for a title, which serves as proof of ownership. In Alabama, the Department of Revenue (ADOR) is responsible for titling manufactured homes. To apply for a title, you'll need to complete the Application for Certificate of Title to Record Ownership of a Manufactured Home (Form MVT 2-1). You can find this form on the ADOR website or obtain a copy from your local County License Plate Issuing Office.

When filling out the form, you'll need to provide the following information:

• Your full name and contact details
• A description of the manufactured home, including the make, model, year, and serial number
• The location of the home (i.e., the address where it's installed)
• The name and contact information of the home's manufacturer
• Proof of ownership, such as a bill of sale or purchase agreement
• A copy of the HUD Certification Label

After completing the form, submit it along with the required documentation and fees to your local County License Plate Issuing Office. The title fees vary by county, so make sure to check with your local office for the exact amount.

Step 3: Obtain a Decal for Your Manufactured Home

Once your title application has been processed and approved, the ADOR will issue you a decal for your manufactured home. This decal serves as proof that your home is properly registered with the state and must be displayed in a visible location on your home's exterior. To obtain your decal, you'll need to pay an annual registration fee, which varies depending on the county where your home is located.

Step 4: Register Your Manufactured Home with Your Local Tax Assessor

In Alabama, manufactured homes are subject to ad valorem taxes, which are calculated based on the home's assessed value. To ensure that your home is taxed accurately, you'll need to register it with your local Tax Assessor's Office. This step is crucial, as failure to register your 

home for tax purposes can result in fines and penalties.

To register your home, visit your local Tax Assessor's Office and provide the following information:

• Your name and contact details
• The location of the home
• A description of the home, including the make, model, year, and serial number
• A copy of the Certificate of Title
• A copy of the HUD Certification Label

Upon registering your home, the Tax Assessor's Office will assess its value and calculate your annual ad valorem tax. This tax is typically due on October 1st and must be paid by December 31st to avoid any late fees or penalties.

Step 5: Obtain Necessary Permits and Inspections

Depending on your local jurisdiction, you may be required to obtain permits and inspections for the installation of your manufactured home. These permits may include building, electrical, plumbing, and mechanical permits. Be sure to consult with your local building department to determine which permits are required for your specific situation.

Additionally, your home may need to undergo inspections to ensure that it's installed safely and in compliance with local codes. These inspections may be carried out by the local building department or a third-party inspector. Make sure to schedule these inspections promptly after your home is installed to avoid any delays in the registration process.

Step 6: Notify Your Lender (If Applicable)

If you've financed your manufactured home with a mortgage or a personal property loan, it's crucial to notify your lender once your home has been registered. This step is necessary to ensure that your lender has accurate information about your home's status and can update their records accordingly.

To notify your lender, provide them with a copy of the Certificate of Title, the decal, and any other relevant documentation.

Conclusion

Registering your manufactured home in Alabama is a crucial step in the process of becoming a responsible homeowner. By following the steps outlined in this guide, you can ensure that your home is properly registered with the state and compliant with all necessary regulations. As always, the team at Jaco Sales of Montgomery, Alabama, is here to help you navigate the complexities of manufactured home ownership. If you have any questions or need assistance with the registration process, don't hesitate to reach out to our knowledgeable staff for guidance and support.